Terms of Service
Terms and conditions for our services
Last updated: January 1, 2025
Acceptance of Terms
By using Silver & Gold Money services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
Our Services
Silver & Gold Money provides the following services:
- Collateral-based loans against valuable items
- Buying and selling of gold, silver, jewelry, and other valuables
- Professional appraisal services
- Authentication of luxury items and watches
Eligibility
To use our services, you must:
- Be at least 18 years of age
- Provide valid government-issued identification
- Have legal ownership of items you wish to pawn or sell
- Comply with all applicable laws and regulations
Loan Terms and Conditions
Interest rates are determined based on the loan amount and duration, and will be clearly disclosed before you accept the loan.
Loans must be repaid within the agreed timeframe. Failure to repay may result in forfeiture of the collateral item.
Loan extensions may be available subject to payment of accrued interest and fees.
Buying and Selling
All purchase prices are based on current market values, item condition, and other relevant factors.
All sales are final. We do not offer returns or exchanges on purchased items.
We make every effort to authenticate items, but cannot guarantee the authenticity of all items.
Limitation of Liability
Silver & Gold Money shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of our services. Our liability is limited to the value of the items in question.
Privacy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
Modifications
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of our services constitutes acceptance of the modified terms.
Governing Law
These Terms of Service are governed by the laws of Greece. Any disputes shall be resolved in the courts of Thessaloniki, Greece.
Contact Information
If you have questions about these Terms of Service, please contact us at:
Silver & Gold Money
123 Gold Street, Silver City
+30 210 1234567
info@silvergold.money