Silver & Gold Money

Collateral Loans

We offer fast cash loans against your valuable items with competitive rates and flexible terms.

How It Works

Our collateral loan process is simple, secure, and designed to get you the cash you need quickly while keeping your valuable items safe.

Fast Cash

Get money in your hands within minutes, not days

Flexible Terms

Loan periods that work with your financial situation

No Credit Checks

Your credit score doesn't matter - only your collateral does

Silver & Gold Money Collateral Loans

Our Simple Loan Process

1

Bring Your Valuables

Bring in any valuable items you'd like to use as collateral for a loan. This can include gold, silver, jewelry, watches, electronics, or other items of value.

2

Get a Free Appraisal

Our experts will examine your items and offer you a loan amount based on their assessed value, typically up to 75% of the resale value.

3

Accept the Loan

If you're satisfied with our offer, complete some simple paperwork and receive cash on the spot. We'll securely store your items during the loan period.

4

Repay or Extend

Return to pay the loan plus interest and reclaim your items, or extend your loan by paying just the interest due if you need more time.

What We Accept as Collateral

Gold & Silver

  • Jewelry and watches
  • Coins and bullion
  • Silverware and flatware

Luxury Items

  • Designer watches
  • Fine jewelry
  • Branded handbags

Electronics

  • Smartphones and tablets
  • Laptops and computers
  • Gaming consoles

Other Valuables

  • Musical instruments
  • Tools and equipment
  • Collectibles
Gold and Jewelry Items

Loan Value Calculator

Enter the estimated value of your item to see how much you could borrow.

$
$
This is an estimate. Actual loan value may vary based on item condition and authenticity.
Get Started

Frequently Asked Questions

What interest rates do you charge?

Our interest rates are competitive and comply with all state regulations. The exact rate depends on the loan amount, term length, and collateral type. We provide transparent disclosure of all rates and fees before you commit to the loan.

How long can I keep my loan?

Our standard loan period is 30 days, but you can extend your loan by paying the interest due. Many customers extend their loans for several months until they're ready to reclaim their items or decide to let them go.

Is my collateral safe while in your possession?

Absolutely. We maintain state-of-the-art security systems including 24/7 monitoring, alarm systems, and secure storage. All items are fully insured while in our care. We treat your valuables as if they were our own.

What happens if I can't repay my loan?

If you're unable to repay your loan, you have several options: extend the loan by paying only the interest, make a partial payment, or surrender your collateral to satisfy the debt. Unlike traditional loans, defaulting won't affect your credit score, as we don't report to credit bureaus.

Do I need identification to get a loan?

Yes, we require a valid government-issued photo ID (such as a driver's license, passport, or state ID) to process all loans. This is a legal requirement and helps ensure the security of our transactions.

Website For Sale